Financial stress is an almost universal human condition. Perhaps it should be added to the list of things in our lives that are certain: Death, taxes and stressing about money. We live in the most abundant time in human history, so why too is financial stress so abundant? Is it because we don’t understand how much is enough? Is it because financial management has become too complex? Is it because we live in an instant gratification consumer culture and our good for nothing generation is leading our world to certain doom? Your grandfather might think so, but so did his grandfather and every other grandfather since the beginning of time.